The Fund And Protect Website (“The Host”) is owned and operated by Bluejay Partners Pty Limited (“BP”) and its associated entity 1ST CITY. BP operates the website www.fundandprotect.com.au which offers the promotion of finance and mortgage options. 

Acceptance of Terms

This statement governs your use of the The Host Website. The other terms and conditions contained in the Privacy Policy and on the Website also form part of BP’s agreement with you. Please read them carefully before proceeding.

Your use of and access to The Host is conditional upon your acceptance and compliance with these Terms. Your use of and access to the The Host constitutes your agreement to be bound by these Terms. From time to time, BP may change these Terms, without notice. Any subsequent use of or access to The Host by you will mean that you have accepted the changes to these Terms.

If you do not agree to these Terms, you must not use or access the The Host Website.

These Terms are intended to be for the benefit of each of BP, its Related Bodies Corporate and their respective Personnel.

Any pricing which may appear on this site is provided by third parties and is displayed in Australian dollars (AUD). The amounts are subject to change with price revisions and do not include any further amount that may be applied, such as Lenders Mortgage Insurance.

The Host provides an information service to promote the services of finance and mortgage options and any products and services quoted and compared which may appear on The Host Website are not representative of all the products and services available in the market. At times, not all brands may be available.


BP receives a commission payment from participating finance providers for the services provided by BP on this Website, only when a credit contract is approved and settles. BP may also receive payment from other providers if your details have been referred to them in accordance with our privacy policy.

No Financial Advice

Where reasonable and practical we will collect your personal information directly from you. There may be some occasions where we will need to source information about you from a third party. For example, we may collect personal information from (but not limited to) a credit reporting agency or a government agency.  You consent to this and authorise us to do so.

We take reasonable precautions to protect the personal information we hold from:
(a)     misuse, interference and loss; and
(b)     unauthorised access, modification or disclosure.

We may use third party data storage providers to store personal information electronically. We take reasonable steps to ensure this information is held as securely as information stored on our own equipment



These Terms of Use are governed by the laws in force in New South Wales, Australia and you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts.

General Disclaimer Information

This site contains information, data, documents, pages and images prepared by BP (“the Information”) for and on behalf of The Host. Whilst the Information contained in this site has been presented with all due care, The Host does not warrant or represent that the Information is free from errors or omission as a result of information passed on by Third Party Providers


Accuracy of information

Whilst the Information is considered to be true and correct at the date of publication, changes in circumstances after the time of publication may impact on the accuracy of the Information. The Information may change without notice and The Host is not in any way liable for the accuracy of any information printed and stored or in any way interpreted and used by a user.

Links to third-party sites

The Information contained in this site includes information derived from various third parties and does not necessarily directly reflect any policies, procedures, standard or guidelines of The Host.

The Host takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the Information provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including Internet Sites) outside of this website.

Links to other Internet Sites are not under the control of The Host and are provided for information only. Care has been taken in providing these links as suitable reference resources. However, due to the changing nature of the Internet content, it is the responsibility of the users to make their own investigations, decisions, enquiries about the information retrieved from other Internet Sites.


Linking Guidelines

+ The Host welcomes links from most websites to this website. If you create a link, please follow these guidelines:

+ The correct name for this website is Home Loans Australia and the correct website address (URL) is www.fundandprotect.com.au.

+ Links to this website should generally be to the home page at www. fundandprotect.com.au. Linking to other sections of the website may result in broken links, as page URLs occasionally change.

+ You may not reproduce, reframe or reformat the pages, images, files, information and materials from this site on any other site without the permission of BP.

+ All links to the The Host website should be set to open in a new browser window and not within any other frame. You must not use the link to provide, or in any way imply, endorsement by The Host, of your organisation, services or products.

+ You must not copy or re-use content from this site or attempt to pass it off as your own.

+ You must not unlawfully use any of the material or content found on this site.

+ We would appreciate you contacting us to let us know if you are linking to our site.